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About Us

Mark E. Gall, CLU
President and Owner,
Health & Life Underwriters
Health & Life Underwriters was opened in 1961 by the William T. Earls Life Insurance Agency, a nationally renowned agency with roots in the insurance industry dating back to the late 1800's.
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Insurance Cooperatives
We're not sure but we designed and managed our first insurance co-op in 1982. S.W.O.B.P.A. (short for Southwestern Ohio Business and Professional Association) was created to provide deep discounts and easy access to disbility insurance for small and large business owners. Though the co-op stopped accepting new business in 1995, we still have over 300 active paticipants.
We are scheduled to open 3 new co-ops in 2010. To stay current on the Open Enrollment dates of our 2010 insurance cooperatives join our email list.
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Innovative Health Insurance Solutions
Have you considered a "split-funded'" approach to providing health insurance? Call us to learn more at (513) 751-9600 or to learn about our proprietary modeling tool we use in our "split-funded" plan.
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