What our customers say

"This is the third health plan renewal your organization has helped us manage.  The Corporate Savings Account has again saved us considerable dollars...while maintaining the same level of benefits for our employees."

- Terry B., Owner
of Digital Graphics and Printing Company


"You clearly differentiated yourself from the others [brokers] by bringing creative solutions,
professionalism, and a level of attention that made us feel as if we were your only account."

- Edward F.
of Practice Managing for Physician Group


"I would definitely recommend Health & Life Underwriters to any size company seeking a customer service oriented company that continually provides competitive employee benefits guidance."

- Heather S.
of HR Director for National Apparel Distribution Company

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About Us


Mark E. Gall, CLU
President and Owner,
Health & Life Underwriters

Health & Life Underwriters was opened in 1961 by the William T. Earls Life Insurance Agency, a nationally renowned agency with roots in the insurance industry dating back to the late 1800's.

Insurance Cooperatives

We're not sure but we designed and managed our first insurance co-op in 1982.  S.W.O.B.P.A. (short for Southwestern Ohio Business and Professional Association) was created to provide deep discounts and easy access to disbility insurance for small and large business owners.  Though the co-op stopped accepting new business in 1995, we still have over 300 active paticipants.

 

We are scheduled to open 3 new co-ops in 2010.  To stay current on the Open Enrollment dates of our 2010 insurance cooperatives join our email list.
Innovative Health Insurance Solutions

Have you considered a "split-funded'" approach to providing health insurance?  Call us to learn more at (513) 751-9600 or  to learn about our proprietary modeling tool we use in our "split-funded" plan.