What our customers say

"This is the third health plan renewal your organization has helped us manage.  The Corporate Savings Account has again saved us considerable dollars...while maintaining the same level of benefits for our employees."

- Terry B., Owner
of Digital Graphics and Printing Company


"You clearly differentiated yourself from the others [brokers] by bringing creative solutions,
professionalism, and a level of attention that made us feel as if we were your only account."

- Edward F.
of Practice Managing for Physician Group


"I would definitely recommend Health & Life Underwriters to any size company seeking a customer service oriented company that continually provides competitive employee benefits guidance."

- Heather S.
of HR Director for National Apparel Distribution Company

HR Cast


Webinars and Health Savings Accounts Instructional Videos

View Webinars on a variety of important HR topics such as Healthcare Reform or the FMLA.  Upcoming Webinars are posted monthly and you also have access to an archive of past sessions.

Visit our HSA section to learn how this benefit option can work for you.  Weigh the pros and cons and learn the specifics of using an HSA account. 

Upcoming Webinars

Pre-recorded Webinars

HSA Education

March FREE WEBINAR

Self-Auditing in a Time of Heightened Federal Administrative Enforcement: Why It's More Important Than Ever

Tuesday, March 13th, 2012
2:00 PM - 3:30 PM (EST)


April FREE WEBINAR

FMLA Latest Court Cases: What Is Pending & the Findings that Will Affect Employers

Wednesday, April 18th, 2012
2:00 PM - 3:30 PM (EST)


 

 

 

 


HR Hub

Find forms and links to major carrier's web sites.  Read the latest issue of the HR Newsletter or access our archive of past issues.  Locate the most up-to-date information on Health Care Reform using our web links.

HR Advisor Newsletter     My Benefits   Latest News on Health Care Reform From:
March 2012: The Necessities of a Safety Manual

Employers are responsible for providing a safe workplace environment for their employees free from harm, health hazards, harassment, etc. Enforcement of workplace safety compliance is an issue that has gained increased attention from federal and state governing agencies...


 

  Did you know your health insurance carrier has an easy to use Member Services page?  You can log in to find specific information on your benefits, access your Explanation of Benefits (EOBs), and search for physicians.

Aetna
Anthem
Humana Group Members
Humana Individual Members



 
Annual Disclosure to Center For Medicare and Medicaid Services   Anthem on Expanded Preventative Care Coverage  

Employers are required to annually notify employees and CMS (Centers for Medicare & Medicaid) of their prescription drug coverage as being Creditable or Non-Creditable. The notification deadline for this year is October 15th, 2011.

Model Employee CREDITABLE Coverage Notice

Model Employee NON-CREDITABLE Coverage Notice

 

 

 

 

 

 

  The health care reform law includes provisions for coverage of preventive health care services. Based on these new requirements, Anthem expanded their list to include additional services.